{"id":1762,"date":"2025-07-15T10:15:43","date_gmt":"2025-07-15T10:15:43","guid":{"rendered":"https:\/\/propertyfinder.bg\/apartment-investment-is-a-studio-one-bedroom-or-two-bedroom-the-best-choice\/"},"modified":"2025-10-15T18:01:36","modified_gmt":"2025-10-15T18:01:36","slug":"apartment-investment-is-a-studio-one-bedroom-or-two-bedroom-the-best-choice","status":"publish","type":"post","link":"https:\/\/propertyfinder.bg\/en\/apartment-investment-is-a-studio-one-bedroom-or-two-bedroom-the-best-choice\/","title":{"rendered":"Apartment investment: is a studio, one-bedroom or two-bedroom the best choice?"},"content":{"rendered":"\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Content<\/h2><nav><ul><li><a href=\"#%D0%B7%D0%BB%D0%B0%D1%82%D0%BD%D0%BE%D1%82%D0%BE-%D0%BF%D1%80%D0%B0%D0%B2%D0%B8%D0%BB%D0%BE-%D1%81%D1%82%D1%80%D0%B0%D1%82%D0%B5%D0%B3%D0%B8%D1%8F%D1%82%D0%B0-%D0%BE%D0%BF%D1%80%D0%B5%D0%B4%D0%B5%D0%BB%D1%8F-%D0%B8%D0%B7%D0%B1%D0%BE%D1%80%D0%B0\">The Golden Rule: Strategy determines choice<\/a><\/li><li><a href=\"#%D0%B0%D0%BD%D0%B0%D0%BB%D0%B8%D0%B7-%D0%BD%D0%B0-%D1%81%D1%82%D1%83%D0%B4%D0%B8%D0%BE%D1%82%D0%BE-%D0%BC%D0%B0%D0%BA%D1%81%D0%B8%D0%BC%D0%B0%D0%BB%D0%BD%D0%B0-%D0%B5%D1%84%D0%B5%D0%BA%D1%82%D0%B8%D0%B2%D0%BD%D0%BE%D1%81%D1%82-%D0%BD%D0%B0-%D0%BA%D0%B2%D0%B0%D0%B4%D1%80%D0%B0%D1%82%D0%B5%D0%BD-%D0%BC%D0%B5%D1%82%D1%8A%D1%80\">Studio analysis: maximum efficiency per square meter<\/a><ul><li><a href=\"#%D0%BF%D0%BB%D1%8E%D1%81%D0%BE%D0%B2%D0%B5-%D0%B7%D0%B0-%D0%B8%D0%BD%D0%B2%D0%B5%D1%81%D1%82%D0%B8%D1%82%D0%BE%D1%80%D0%B0\">Pros for the investor:<\/a><\/li><li><a href=\"#%D0%BC%D0%B8%D0%BD%D1%83%D1%81%D0%B8-%D0%B7%D0%B0-%D0%B8%D0%BD%D0%B2%D0%B5%D1%81%D1%82%D0%B8%D1%82%D0%BE%D1%80%D0%B0\">Minuses for the investor:<\/a><\/li><\/ul><\/li><li><a href=\"#%D0%B0%D0%BD%D0%B0%D0%BB%D0%B8%D0%B7-%D0%BD%D0%B0-%D0%B4%D0%B2%D1%83%D1%81%D1%82%D0%B0%D0%B9%D0%BD%D0%B8%D1%8F-%D0%B0%D0%BF%D0%B0%D1%80%D1%82%D0%B0%D0%BC%D0%B5%D0%BD%D1%82-%D1%81-1-%D1%81%D0%BF%D0%B0%D0%BB%D0%BD%D1%8F-%D0%B7%D0%BB%D0%B0%D1%82%D0%BD%D0%B0%D1%82%D0%B0-%D1%81%D1%80%D0%B5%D0%B4%D0%B0\">Analysis of One Bedroom Apartment (1 Bedroom): &#8216;The Golden Environment&#8217;<\/a><ul><li><a href=\"#%D0%BF%D0%BB%D1%8E%D1%81%D0%BE%D0%B2%D0%B5-%D0%B7%D0%B0-%D0%B8%D0%BD%D0%B2%D0%B5%D1%81%D1%82%D0%B8%D1%82%D0%BE%D1%80%D0%B0-1\">Pros for the investor:<\/a><\/li><li><a href=\"#%D0%BC%D0%B8%D0%BD%D1%83%D1%81%D0%B8-%D0%B7%D0%B0-%D0%B8%D0%BD%D0%B2%D0%B5%D1%81%D1%82%D0%B8%D1%82%D0%BE%D1%80%D0%B0-2\">Minuses for the investor:<\/a><\/li><\/ul><\/li><li><a href=\"#%D0%B0%D0%BD%D0%B0%D0%BB%D0%B8%D0%B7-%D0%BD%D0%B0-%D1%82%D1%80%D0%B8%D1%81%D1%82%D0%B0%D0%B9%D0%BD%D0%B8%D1%8F-%D0%B0%D0%BF%D0%B0%D1%80%D1%82%D0%B0%D0%BC%D0%B5%D0%BD%D1%82-%D1%81-2-%D1%81%D0%BF%D0%B0%D0%BB%D0%BD%D0%B8-%D0%B8%D0%B3%D1%80%D0%B0-%D0%B7%D0%B0-%D1%81%D1%82%D0%B0%D0%B1%D0%B8%D0%BB%D0%BD%D0%BE%D1%81%D1%82\">Analysis of the Three Bedroom Apartment (2 Bedrooms): Game of Stability<\/a><ul><li><a href=\"#%D0%BF%D0%BB%D1%8E%D1%81%D0%BE%D0%B2%D0%B5-%D0%B7%D0%B0-%D0%B8%D0%BD%D0%B2%D0%B5%D1%81%D1%82%D0%B8%D1%82%D0%BE%D1%80%D0%B0-3\">Pros for the investor:<\/a><\/li><li><a href=\"#%D0%BC%D0%B8%D0%BD%D1%83%D1%81%D0%B8-%D0%B7%D0%B0-%D0%B8%D0%BD%D0%B2%D0%B5%D1%81%D1%82%D0%B8%D1%82%D0%BE%D1%80%D0%B0-4\">Minuses for the investor:<\/a><\/li><\/ul><\/li><li><a href=\"#%D1%81%D1%80%D0%B0%D0%B2%D0%BD%D0%B8%D1%82%D0%B5%D0%BB%D0%BD%D0%B0-%D1%82%D0%B0%D0%B1%D0%BB%D0%B8%D1%86%D0%B0-%D0%B7%D0%B0-%D0%B8%D0%BD%D0%B2%D0%B5%D1%81%D1%82%D0%B8%D1%82%D0%BE%D1%80%D0%B0\">Comparison table for the investor<\/a><\/li><li><a href=\"#%D0%B7%D0%B0%D0%BA%D0%BB%D1%8E%D1%87%D0%B5%D0%BD%D0%B8%D0%B5-%D0%BA%D0%BE%D0%B9-%D0%B5-%D0%BF%D0%BE%D0%B1%D0%B5%D0%B4%D0%B8%D1%82%D0%B5%D0%BB%D1%8F%D1%82-%D0%B7%D0%B0-%D0%B2%D0%B0%D1%81\">Conclusion: who is the winner for you?<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>A successful <strong>apartment investment<\/strong> is a goal for many, but one of the first and most important questions has to do with the type of property: studio, one-bedroom or two-bedroom? The choice is not simply a matter of budget, but a strategic decision that will determine your profitability, risks and management commitments for years to come. A common mistake is to look for a one-size-fits-all answer. The truth is that the &#8220;best&#8221; investment suite does not exist in the abstract. It is directly related to your investment strategy, your target tenants and most importantly, your specific market and location.    <\/p>\n\n<p>In this article, we&#8217;ll do a detailed analysis of the pros and cons of each type of apartment so you can decide which <strong>apartment investment<\/strong> is best for you based on data, not emotion.<\/p>\n\n<h2 class=\"wp-block-heading\" id=\"&#x437;&#x43B;&#x430;&#x442;&#x43D;&#x43E;&#x442;&#x43E;-&#x43F;&#x440;&#x430;&#x432;&#x438;&#x43B;&#x43E;-&#x441;&#x442;&#x440;&#x430;&#x442;&#x435;&#x433;&#x438;&#x44F;&#x442;&#x430;-&#x43E;&#x43F;&#x440;&#x435;&#x434;&#x435;&#x43B;&#x44F;-&#x438;&#x437;&#x431;&#x43E;&#x440;&#x430;\">The Golden Rule: Strategy determines choice<\/h2>\n\n<p>Before comparing apartment types, you need to answer three questions:<\/p>\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li><strong>What is my strategy?<\/strong>  Are you aiming for maximum monthly rental income (short term rental), stable and long term passive income (long term rental) or capital growth (sale in a few years at a higher price)?<\/li>\n\n\n\n<li><strong>Who is my ideal tenant?<\/strong>  Are you targeting students, young professionals, couples or small families? The answer depends entirely on location. <\/li>\n\n\n\n<li><strong>What is the location?<\/strong>  An apartment next to a university has a radically different demand profile than one in a quiet residential neighborhood or in the heart of a tourist area.<\/li>\n<\/ol>\n\n<p>Once you have clarity on these points, we can move on to the analysis of each property type.<\/p>\n\n<h2 class=\"wp-block-heading\" id=\"&#x430;&#x43D;&#x430;&#x43B;&#x438;&#x437;-&#x43D;&#x430;-&#x441;&#x442;&#x443;&#x434;&#x438;&#x43E;&#x442;&#x43E;-&#x43C;&#x430;&#x43A;&#x441;&#x438;&#x43C;&#x430;&#x43B;&#x43D;&#x430;-&#x435;&#x444;&#x435;&#x43A;&#x442;&#x438;&#x432;&#x43D;&#x43E;&#x441;&#x442;-&#x43D;&#x430;-&#x43A;&#x432;&#x430;&#x434;&#x440;&#x430;&#x442;&#x435;&#x43D;-&#x43C;&#x435;&#x442;&#x44A;&#x440;\">Studio analysis: maximum efficiency per square meter<\/h2>\n\n<p>The studio is a small, open space that combines a bedroom, living room and kitchenette into one.<\/p>\n\n<p><strong>Target tenants:<\/strong> students, young professionals working in the centre, single people, tourists (for short-term rentals).<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"&#x43F;&#x43B;&#x44E;&#x441;&#x43E;&#x432;&#x435;-&#x437;&#x430;-&#x438;&#x43D;&#x432;&#x435;&#x441;&#x442;&#x438;&#x442;&#x43E;&#x440;&#x430;\">Pros for the investor:<\/h3>\n\n<ul class=\"wp-block-list\">\n<li><strong>Lowest entry price:<\/strong> this is the most affordable property in terms of purchase price, making it an excellent choice for first-time investors or those on a tighter budget.<\/li>\n\n\n\n<li><strong>Potentially highest ROI (%):<\/strong> Due to the low initial investment, the <a href=\"https:\/\/propertyfinder.bg\/en\/return-on-investment-roi-the-overall-performance-of-your-property-investment\/\" data-type=\"post\" data-id=\"526\">percentage return (ROI)<\/a> can be higher compared to larger apartments if the property is managed well.<\/li>\n\n\n\n<li><strong>Low maintenance costs:<\/strong> smaller space means lower costs for repairs, furnishings, cleaning and running bills.<\/li>\n\n\n\n<li><strong>High demand in specific areas:<\/strong> in areas around universities, large business centres or in the city centre, demand for studios can exceed supply.<\/li>\n<\/ul>\n\n<h3 class=\"wp-block-heading\" id=\"&#x43C;&#x438;&#x43D;&#x443;&#x441;&#x438;-&#x437;&#x430;-&#x438;&#x43D;&#x432;&#x435;&#x441;&#x442;&#x438;&#x442;&#x43E;&#x440;&#x430;\">Minuses for the investor:<\/h3>\n\n<ul class=\"wp-block-list\">\n<li><strong>High tenant turnover:<\/strong> students and young professionals change their home more often. This leads to more frequent periods without rent (vacancy), costs to find new tenants and a higher administrative commitment. <\/li>\n\n\n\n<li><strong>Smaller audience:<\/strong> the circle of potential tenants is limited. The studio is not suitable for couples (long-term) or families. <\/li>\n\n\n\n<li><strong>Lower capital growth:<\/strong> although the percentage price growth may be good, the absolute value of the gain on sale is lower compared to larger apartments.<\/li>\n<\/ul>\n\n<h2 class=\"wp-block-heading\" id=\"&#x430;&#x43D;&#x430;&#x43B;&#x438;&#x437;-&#x43D;&#x430;-&#x434;&#x432;&#x443;&#x441;&#x442;&#x430;&#x439;&#x43D;&#x438;&#x44F;-&#x430;&#x43F;&#x430;&#x440;&#x442;&#x430;&#x43C;&#x435;&#x43D;&#x442;-&#x441;-1-&#x441;&#x43F;&#x430;&#x43B;&#x43D;&#x44F;-&#x437;&#x43B;&#x430;&#x442;&#x43D;&#x430;&#x442;&#x430;-&#x441;&#x440;&#x435;&#x434;&#x430;\">Analysis of One Bedroom Apartment (1 Bedroom): &#8216;The Golden Environment&#8217;<\/h2>\n\n<p>The one-bedroom apartment (consisting of a bedroom and a separate living room with kitchen) is often defined as the &#8220;gold standard&#8221; in long-term rental investments. For many, this is the most balanced <strong>apartment investment<\/strong>. <\/p>\n\n<p><strong>Target tenants:<\/strong> young professionals, couples, small families with one child. This is the broadest and most stable segment of the rental market. <\/p>\n\n<h3 class=\"wp-block-heading\" id=\"&#x43F;&#x43B;&#x44E;&#x441;&#x43E;&#x432;&#x435;-&#x437;&#x430;-&#x438;&#x43D;&#x432;&#x435;&#x441;&#x442;&#x438;&#x442;&#x43E;&#x440;&#x430;-1\">Pros for the investor:<\/h3>\n\n<ul class=\"wp-block-list\">\n<li><strong>The widest range of tenants:<\/strong> this type of apartment is attractive to the largest group of the population, which guarantees a constant demand.<\/li>\n\n\n\n<li><strong>Balance between price and yield:<\/strong> offers the perfect balance between affordable purchase price and stable, good monthly rent.<\/li>\n\n\n\n<li><strong>Lower turnover:<\/strong> Couples and young professionals tend to stay longer as tenants, which provides security to your income.<\/li>\n\n\n\n<li><strong>High liquidity:<\/strong> one-bedroom apartments are the easiest not only to rent, but also to sell when you decide to exit the investment.<\/li>\n<\/ul>\n\n<h3 class=\"wp-block-heading\" id=\"&#x43C;&#x438;&#x43D;&#x443;&#x441;&#x438;-&#x437;&#x430;-&#x438;&#x43D;&#x432;&#x435;&#x441;&#x442;&#x438;&#x442;&#x43E;&#x440;&#x430;-2\">Minuses for the investor:<\/h3>\n\n<ul class=\"wp-block-list\">\n<li><strong>High competition:<\/strong> as this is the most sought after type of investment property, you will be competing with many other landlords in the market.<\/li>\n\n\n\n<li><strong>A &#8220;happy medium&#8221; in returns too:<\/strong> rarely will you achieve the record high percentage return on a studio or the highest absolute rent on a three-bedroom. It&#8217;s stable, but not an extreme player. <\/li>\n<\/ul>\n\n<h2 class=\"wp-block-heading\" id=\"&#x430;&#x43D;&#x430;&#x43B;&#x438;&#x437;-&#x43D;&#x430;-&#x442;&#x440;&#x438;&#x441;&#x442;&#x430;&#x439;&#x43D;&#x438;&#x44F;-&#x430;&#x43F;&#x430;&#x440;&#x442;&#x430;&#x43C;&#x435;&#x43D;&#x442;-&#x441;-2-&#x441;&#x43F;&#x430;&#x43B;&#x43D;&#x438;-&#x438;&#x433;&#x440;&#x430;-&#x437;&#x430;-&#x441;&#x442;&#x430;&#x431;&#x438;&#x43B;&#x43D;&#x43E;&#x441;&#x442;\">Analysis of the Three Bedroom Apartment (2 Bedrooms): Game of Stability<\/h2>\n\n<p>The three-bedroom apartment (with two separate bedrooms and a living room) is aimed at more settled tenants looking for a long-term home.<\/p>\n\n<p><strong>Target tenants:<\/strong> families with children, two roommates who want their own space.<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"&#x43F;&#x43B;&#x44E;&#x441;&#x43E;&#x432;&#x435;-&#x437;&#x430;-&#x438;&#x43D;&#x432;&#x435;&#x441;&#x442;&#x438;&#x442;&#x43E;&#x440;&#x430;-3\">Pros for the investor:<\/h3>\n\n<ul class=\"wp-block-list\">\n<li><strong>Longest-term tenants:<\/strong> Families are the most stable tenants. They don&#8217;t move often, which means minimal rent-free periods and almost zero tenant search costs. <\/li>\n\n\n\n<li><strong>Highest monthly rent:<\/strong> In absolute value, this apartment type generates the highest rent.<\/li>\n\n\n\n<li><strong>Higher capital growth:<\/strong> higher property value also means a higher absolute gain on a future sale.<\/li>\n\n\n\n<li><strong>Less wear and tear:<\/strong> families tend to look after the property as if it were their own home.<\/li>\n<\/ul>\n\n<h3 class=\"wp-block-heading\" id=\"&#x43C;&#x438;&#x43D;&#x443;&#x441;&#x438;-&#x437;&#x430;-&#x438;&#x43D;&#x432;&#x435;&#x441;&#x442;&#x438;&#x442;&#x43E;&#x440;&#x430;-4\">Minuses for the investor:<\/h3>\n\n<ul class=\"wp-block-list\">\n<li><strong>Highest purchase price:<\/strong> requires a significantly larger initial investment.<\/li>\n\n\n\n<li><strong>Higher costs:<\/strong> everything is more expensive &#8211; taxes, maintenance fees, repairs and furnishings.<\/li>\n\n\n\n<li><strong>Lower percentage ROI:<\/strong> Because of the high entry price, the percentage return is usually lower than that of smaller apartments.<\/li>\n\n\n\n<li><strong>Narrower range of tenants:<\/strong> there is less demand for three-bedroom apartments for rent than two-bedroom apartments.<\/li>\n<\/ul>\n\n<h2 class=\"wp-block-heading\" id=\"&#x441;&#x440;&#x430;&#x432;&#x43D;&#x438;&#x442;&#x435;&#x43B;&#x43D;&#x430;-&#x442;&#x430;&#x431;&#x43B;&#x438;&#x446;&#x430;-&#x437;&#x430;-&#x438;&#x43D;&#x432;&#x435;&#x441;&#x442;&#x438;&#x442;&#x43E;&#x440;&#x430;\">Comparison table for the investor<\/h2>\n\n<p>To summarise, here is a comparison table to help you assess which <strong>apartment investment<\/strong> is best for you:<\/p>\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td>Criterion<\/td><td>Studio<\/td><td>One bedroom (1 bedroom)<\/td><td>Three bedroom (2 bedrooms)<\/td><\/tr><\/thead><tbody><tr><td><strong>Purchase price<\/strong><\/td><td>Low<\/td><td>Medium<\/td><td>High<\/td><\/tr><tr><td><strong>Percent ROI<\/strong><\/td><td>Potentially highest<\/td><td>Stable and good<\/td><td>Potentially lowest<\/td><\/tr><tr><td><strong>Monthly rent (\u20ac)<\/strong><\/td><td>Moderate<\/td><td>Good<\/td><td>Top<\/td><\/tr><tr><td><strong>Turnover of tenants<\/strong><\/td><td>High<\/td><td>Medium<\/td><td>Low<\/td><\/tr><tr><td><strong>Circle of tenants<\/strong><\/td><td>Tessen (students)<\/td><td>Wide (couples, professionals)<\/td><td>Specific (families)<\/td><\/tr><tr><td><strong>Liquidity (easy sale)<\/strong><\/td><td>Good<\/td><td>Excellent<\/td><td>Good<\/td><\/tr><tr><td><strong>Maintenance costs<\/strong><\/td><td>Low<\/td><td>Medium<\/td><td>High<\/td><\/tr><\/tbody><\/table><\/figure>\n\n<h2 class=\"wp-block-heading\" id=\"&#x437;&#x430;&#x43A;&#x43B;&#x44E;&#x447;&#x435;&#x43D;&#x438;&#x435;-&#x43A;&#x43E;&#x439;-&#x435;-&#x43F;&#x43E;&#x431;&#x435;&#x434;&#x438;&#x442;&#x435;&#x43B;&#x44F;&#x442;-&#x437;&#x430;-&#x432;&#x430;&#x441;\">Conclusion: who is the winner for you?<\/h2>\n\n<p>As you can see, there is no one winner. The choice is entirely up to you. <\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>Choose a studio if:<\/strong> you have a limited budget, you&#8217;re aiming for the highest percentage ROI, and you&#8217;re investing in an area with lots of students or near a major business center. Be prepared for more active management. <\/li>\n\n\n\n<li><strong>Choose a one-bedroom apartment if:<\/strong> you are looking for the best balance between security, stable income and good liquidity. This is the safest and most versatile bet for most markets. <\/li>\n\n\n\n<li><strong>Choose a two-bedroom apartment if:<\/strong> you have more equity, your goal is long-term stability with minimal care and high absolute rent, and you&#8217;re investing in a neighborhood favored by families.<\/li>\n<\/ul>\n\n<p>The right question is not &#8220;Which type of apartment is best?&#8221; but &#8220;Which type of apartment is best <em>for my strategy<\/em> and for <em>this particular market<\/em>?&#8221;. Analyze the location, define your ideal tenant, and the best <strong>apartment investment<\/strong> for you will become obvious. <\/p>\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>A successful apartment investment is a goal for many, but one of the first and most important questions has to do with the type of property: studio, one-bedroom or two-bedroom? The choice is not simply a matter of budget, but a strategic decision that will determine your profitability, risks and management commitments for years to<\/p>\n","protected":false},"author":1,"featured_media":1420,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"yes","_lmt_disable":"","footnotes":""},"categories":[319],"tags":[481,326,339],"class_list":["post-1762","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate-investing-basics","tag-how-to-invest-in-property","tag-property-for-investment","tag-property-investments"],"modified_by":"Tsa Zan","_links":{"self":[{"href":"https:\/\/propertyfinder.bg\/en\/wp-json\/wp\/v2\/posts\/1762","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/propertyfinder.bg\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/propertyfinder.bg\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/propertyfinder.bg\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/propertyfinder.bg\/en\/wp-json\/wp\/v2\/comments?post=1762"}],"version-history":[{"count":0,"href":"https:\/\/propertyfinder.bg\/en\/wp-json\/wp\/v2\/posts\/1762\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/propertyfinder.bg\/en\/wp-json\/wp\/v2\/media\/1420"}],"wp:attachment":[{"href":"https:\/\/propertyfinder.bg\/en\/wp-json\/wp\/v2\/media?parent=1762"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/propertyfinder.bg\/en\/wp-json\/wp\/v2\/categories?post=1762"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/propertyfinder.bg\/en\/wp-json\/wp\/v2\/tags?post=1762"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}